FHA Manufactured and Mobile Home Loans

FHA insures loans that might not ordinarily be possible for owners of
manufactured (mobile) homes on land tied by deed and mortgage.
Given the current climate of lowered home values,
the benefits of an FHA loan are numerous.

First, FHA is more forgiving of credit issues than conventional financing.  
Though many buyers and homeowners may have great credit, available
home equity or down payment requirements are one of the key reasons
many well-qualified customers choose an FHA mortgage.

Purchase mortgages require only a 3.5% down payment, and
refinance mortgages can go up to 97.75% loan-to-value.

If you presently have an existing FHA loan, a streamline refinance is for you.  
Low documentation and, most often, no appraisal requirement makes and
straight rate and term refinance extremely easy.

Of course, conventional financing is available and is typically value and
FICO score driven.  If you have a large down payment or adequate equity
in your home, this is still a fine option.

In any case, homes are required to have a permanent foundation
versus a tied-down and skirted home.

Our lender priority is to help you get the best current interest rates to purchase
or improve the terms of your existing mortgage.  So let one of our our loan
officers advise you of all your options when purchasing or refinancing your
manufactured (mobile) home tied to land.

No application fees!
We know you can choose other loan professionals,
but we "Go the Extra Mile" to assure excellence!
That's our promise!  Thank you for choosing Earth Works Trust!
FHA Loans | FHA Manufactured Home Loans - Manufactured Homes
FHA Manufactured and FHA mobile home loans, refinancing and financing with land. Cash Out, debt consolidation,
home equity loan, shorten the loan term or lower the interest rate on your triple wide, double wide or single wide mobile home loan.
Purchase or Refinance
FHA Home Loan - FHA Manufactured Home Loans - Manufactured Homes
An FHA manufactured home loan leading provider of FHA mortgage refinance, financing loans, home loans, FHA Mortgage for refinancing or financing loan.
Did You Know...?
FHA Streamline Refinance

Want to refinance your FHA mortgage?
If you presently have an FHA mortgage,
you can easily qualify for a Streamline
FHA Refinance Mortgage. Easier guidelines,
no appraisal, low documentation for
rate and term...
   Read more
Manufactured, Modular and Mobile Homes  
With or Without Land Loans...   FAQ

We are a direct source of loan products for
manufactured homes with land and or the
mobile home itself without land.
 Read more
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Refinancing | Modular | Home | Mortgage  | Refinance | Modular | Homes | Loan | Modular Home Loans - Modular Home Financing - Modular Home Refinancing
All Mortgage and Home Types
Single Family, Condo, Townhome
Modular, Manufactured or 1-4 Units
Mobile Home Loans
Mobile home refinance and financing,
rates are the lowest they've been in
close to 30 years....
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Modular Home Loans  
Qualify for site-built loan types
and rates..
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FHA. Modular Home Loans..Read more

Conventional Mortgages
A Conventional Home Mortgage Loan
is not insured by the federal government,
unlike FHA Loans...
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FHA Mortgages - 3.5% Down
Designed for all borrowers who are
unable to make a large down payment.
FHA loan limits vary...  
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VA IRRRL Streamline Refinance
Do You Know if You Qualify?
Is your current loan a VA loan?
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VA Mortgages - No Money Down
A VA home loan can be a bit more
complex than a conventional loan,
but the perks...
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Jumbo Mortgages, FHA, VA
Loans from $417,000 to $10,000,000
Need flexible rates and terms? Need
quick turnaround?  
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Refinance Mobile Home Only - Loan
Refinance Mobile Home, In Park, On Land
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USDA Rural Home Purchases ...  Read more
100% financing! Growing in popularity,