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Refinancing | Modular | Home | Mortgage  | Refinance | Modular | Homes | Loan | Modular Home Loans - Modular Home Financing - Modular Home Refinancing
FHA Home Loan - FHA Manufactured Home Loans - Manufactured Homes
An FHA manufactured home loan leading provider of FHA mortgage refinance, financing loans, home loans, FHA Mortgage for refinancing or financing loan.
FHA INSURANCE
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.

FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.

LOAN CHECKLIST  Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.

CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.

FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.

FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
.
Did You Know...?

The FHA, or Federal Housing Administration,
provides mortgage insurance on loans
made by FHA approved lenders. FHA

insures these loans on single family and
multi-family homes in the United States

and its territories. It is the largest insurer of
residential mortgages in the world, insuring
tens of
millions of properties since 1934
when it was created.

The FHA wants you to get the loan
amount you are qualified for and
sets up conditions to allow you to
successfully buy an FHA home.

To pre-qualify for an FHA loan,
you should be able to demonstrate
employability, job stability and reliability.
NOW IS THE TIME FOR AN FHA MORTGAGE

An FHA loan is insured against default by the Federal Housing
Administration.  The FHA guarantees that a lender won’t have to write off
a loan
if the borrower defaults – the FHA will pay.  Because of this
guarantee, lenders
are willing to make the mortgage loans.

FHA insures loans that might not ordinarily be possible for homeowners
home buyers. The benefits of an FHA loan are numerous.












If you presently have an existing FHA loan, a
streamline refinance is for
you.  Low documentation and, most often, no appraisal requirement
makes
a straight rate and term refinance extremely easy.
Simply respond to your loan officer's request for documentation.  
He or she will advise you exactly what's needed.  
By supplying documents promptly,  the process is simple and helps
ensure a smooth mortgage closing.

We understand the importance of your home in your life and are
committed to providing you with the assistance and information you

need to help you provide for and preserve the dream of
homeownership.  As no two customers are alike, we will work
with you to develop solutions for your unique needs.

We "go the extra mile" to earn your business.
That's why we have an A+ rating with the Better Business Bureau.

Learn more about FHA STREAMLINE REFINANCE and FHA JUMBO LOANS
FHA Loans | FHA Manufactured Home Loans - Manufactured Homes
FHA Manufactured and FHA mobile home loans, refinancing and financing with land. Cash Out, debt consolidation,
home equity loan, shorten the loan term or lower the interest rate on your triple wide, double wide or single wide mobile home loan.
Rate and Term Refinance
to 97.75% of your home's value.
Cash Out Refinance Mortgage
to 85% your home's value.
Purchase Down Payment
3.5% of the home's value.  
Gift money is allowed.

If the home is manufactured tied to
land by deed or mortgage, it
must be on an approved foundation.